Why are financial problems in marriage such a big issue? Financial problems in marriage are one of the biggest causes of divorce and can lead to severe marital problems before you realize what is happening.
Money problems in marriage can become simple to fix if you really think about. Can you afford to buy something or not, if you cannot afford it don’t buy it. Other choices would be to earn more money or save up until you can buy it.
Financial Problems in Marriage and Big Ticket Purchases
Purchasing large ticket items on credit and then struggling to make payments can put a huge strain on your family finances. It is true that in today’s society people do need a car and are not usually in a position to pay cash for them. The key in that situation is to be honest with yourself about the payments you can afford and the effect those payments will have on your family finances.
It may be tempting to purchase a more expensive car than you can afford but this may cause you to struggle to make not only the car payments also lead to you struggling to make your monthly mortgage payments.. Have you ever noticed people who seem not to worry about unexpected expenses and have the cash available to pay for the things the need with no financial issues?. This is most likely because they do things in a way to avoid financial problems in marriage by not spending money they don’t have and because they have no unnecessary interest payments to make.
It’s quite a simple concept really, if we want something that isn’t critical we wait for it, we only buy what we can afford. If we needed to take out finance for a car we would buy something that would do the job but not a luxury vehicle. The problem with financing large purchases you can’t afford is the huge deposits and interest that you waste money on over the years.
How Money Problems in Marriage Can Put Marriage Under Strain
Money problems in marriage can puts a marriage under constant strain because the couple is continually dealing with financial issues. They never know if they can pay the next monthly mortgage payment or car repayment. Little things that would normally be easy to deal with get blown all out of proportion because the stress from money problems is so high. Couples may get upset and blame each other even though they are both to blame. Trouble developed when they both wanted what they can’t afford.
Too many married couples have financial problems in marriage because they ignore money issues. They expect money problems in marriage to disappear without any effort or sacrifice from themselves. Sadly, financial problems in marriage can destroy the relationship unless they are properly solved.
Fighting won’t help the problem, arguing doesn’t solve anything and it certainly doesn’t deal with the real cause of the problem which is buying things you cannot afford. In doesn’t really matter how the original problem occurred, why money is now short, because the fault doesn’t usually belong to one individual. The question is how quickly you are both going to own up to the problem and start working on solving the issue.
Sometimes married couples forget that fighting an issue separately instead of together can chip away at the very foundation of the marriage. If you really think about it the concept of marriage is togetherness and working as a team. When you stop working as a team and resort to fighting with each other, not only are you not likely to solve the problem but you are heading down the road to a marriage breakup.
As a matter of fact don’t waste your time trying to blame anyone. Just sit down together and work up a plan of action by listing your income, your spending and decide how you are going to bring your spending back inline with your earnings. Supporting each other through this process and working together towards the same goal of living within your means will not only help you financially, it will help couple grow closer. Living within your means can mean working more hours, getting a higher paying job or simply not buying things you cannot afford.
Don’t let financial problems in marriage muddle up your marriage; get money problems in marriage under control before they become big enough to harm the future of your marriage.